RentByCard

RentByCard Rewards Calculator

Slide the rent and pick a card—see how much you could earn back.

￥150,000

￥50,000￥500,000

*Choose recommended cards for better rewards

Your Card

Wealthsimple Cash Card

￥36,000 / year

About ￥3,000 per month in rewards or cashback.

Estimates only; actual rewards depend on the card program.

Turn rent into rewards →

Top Cards for Rent Rewards

Ranked by annual rewards earned on rent payments

See how much you could earn annually by paying rent with these premium cards.

#1 for travel rewards
American Express Aeroplan Reserve CardAmerican Express Business Platinum CardCIBC Aeroplan Visa Infinite Privilege CardRakuten Premium Card

Amex Aeroplan Reserve

American Express

Best for: Premium travel with Aeroplan. Highest earn rate on rent payments.

Annual Fee

$599

Interest

21.99%

Earn Rate

3× Aeroplan

Earning on Rent

￥1,800,000/yr×3%

54,000 Aeroplan pts

Rewards earned on full rent amount — fees included.

Net rewards per year

$810/yr

Special Offer

Earn up to 90,000 welcome bonus Aeroplan points. Conditions apply.

Use this card for rent →

1 of 4 cards · Based on ￥150,000/mo rent

Like what you see?

Get early access and be the first to earn rewards on your rent.

Join Early Access

Best Japanese cards for rent

Cards available in Japan; good for domestic rent payments.

  • Rakuten Premium Card

    Points

    Rakuten Card

    Rakuten Points on all spend; 1pt/¥100 standard, bonus at Rakuten Ichiba and selected merchants. Points usable for rent payments and travel.

    ¥11,000/year (first year free in campaigns)

    Apply

  • EPOS Card (Marui)

    Cashback

    EPOS Card

    EPOS points; good at Marui and partner stores. Often used for lifestyle spend; check if your rent payment qualifies for points.

    Free (standard)

    Apply

  • Saison Card Premium

    Rent

    Credit Saison

    V Point; various campaigns. Some utility/bill payment promotions; confirm rent payment eligibility.

    ¥22,000/year

    Apply

Best foreign cards for rent in Japan

International cards that work well for rent payments (e.g. no FX fee, strong rewards).

  • Wealthsimple Cash Card

    Cashback

    Wealthsimple

    2% cashback on all purchases. Canadian card; no FX fee on CAD. Good for rent payments when paying in local currency.

    No annual fee

    Apply

  • Chase Sapphire Preferred

    Points

    Chase

    Ultimate Rewards points; no foreign transaction fee. Strong for travel and flexible redemptions when paying rent in JPY.

    USD 95/year

    Apply

  • Capital One Venture

    Points

    Capital One

    Miles on every purchase; no foreign transaction fee. Good for large rent payments when earning miles.

    USD 95/year

    Apply

  • Wise Card (multi-currency)

    Cashback

    Wise

    Spend in JPY with mid-market rate; no FX markup. No points but low cost for rent in local currency.

    No annual fee

    Apply

We update this list periodically. Rates and terms are set by issuers; check the issuer site before applying.